Italy Funds & Cost Calculator: student visa budget in INR
Plan your first year in Italy: living costs by city, tuition, one-off costs and scholarships, shown in euro and rupees and compared with the study visa proof of means.
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Plan your first-year budget
Choose a city, adjust tuition and one-off costs, and see your total, the amount in rupees and how it compares with the visa proof of means. Free, with no sign-up.
Figures last checked October 2026 · academic year 2026/27
Visa
What the Italian study visa asks for
Proof of means: €10,179.85 a year
- The figure for academic year 2026/27 in the national study-visa checklists of Italian embassies. It is set by Italian rules and changes yearly.
- A scholarship can count if its final approval is confirmed in writing.
- Documents must be in English or Italian.
Other visa basics
- Health insurance of at least €30,000 including repatriation.
- Proof of accommodation in Italy.
- Requirements differ by consulate. Confirm with VFS Italy India or the consulate before you pay or submit.
Source: Italian embassy checklists for national study visas, a.y. 2026/27 (e.g. Embassy of Italy in Baku). Checked October 2026.
Living costs
Monthly living costs by city
| City | Rent and bills | Food | Transport | Other | Total / month |
|---|---|---|---|---|---|
| Milan | €650 | €280 | €39 | €160 | €1,129 |
| Rome | €520 | €260 | €35 | €150 | €965 |
| Bologna | €460 | €250 | €30 | €140 | €880 |
| Turin | €380 | €240 | €30 | €130 | €780 |
| Florence | €480 | €250 | €35 | €140 | €905 |
| Padua | €350 | €230 | €30 | €120 | €730 |
| Pisa | €330 | €220 | €30 | €120 | €700 |
| Naples | €320 | €220 | €30 | €120 | €690 |
| Bari | €300 | €210 | €30 | €110 | €650 |
These are indicative planning figures for a student sharing a flat. Real costs vary by area, season and lifestyle, so replace them with quotes you have. Italy’s regional DSU support may include canteen meals and housing help that lower these amounts.
One-off costs
Costs you pay once or once a year
| Cost | Typical amount | Note |
|---|---|---|
| Visa application (consular fee) | €116.00 | National (type D) visa fee. VFS service fees are extra. |
| Residence permit (permesso di soggiorno) | €86.76 | About 40.30 + 30.46 + 16 stamp duty. |
| Health service (SSN) enrolment, per year | €149.77 | Optional alternative to private insurance in many regions. |
| Health insurance for the visa (first year) | €300.00 | Min. 30,000 euro cover incl. repatriation. Prices vary. |
| One-way flight from India | €500.00 | Varies by season and booking date. |
| Rental deposit and agency fee | €1,000.00 | Often two to three months of rent. |
| Legalisation, translation, DoV | €150.00 | Per set of academic documents. Varies by provider. |
Fees change. The tool lets you tick or untick each line. The visa and permit fees are fixed by authorities, but VFS service charges, insurance prices and flights are not.
Smart planning
Ways to keep the budget down
- Look beyond Milan and Rome. Padua, Pisa, Turin, Naples and Bari are often cheaper while offering strong universities.
- Apply for DSU. If your family qualifies, the regional grant and canteen meals can cover a large share of living costs. Use the ISEE estimator first.
- Apply early to merit awards. Bocconi and Politecnico awards are decided during the admission rounds, and most are given in the early rounds.
- Book housing carefully. Use university housing offices and avoid paying deposits to anyone you cannot verify.
- Check work rules. Student visa holders can usually work part time within legal limits. Verify the current limit before you count on this income.
FAQ
Questions, answered honestly
Italian embassy checklists for national study visas for academic year 2026/27 state €10,179.85 per year. Embassies can update the amount and the accepted proof, so confirm with VFS Italy India or your consulate before you apply.
Embassy checklists say a scholarship can count if its final approval is confirmed. Keep the award letter and confirm exactly how your consulate wants it presented.
It depends on the city and on tuition. Living costs often fall between about €8,000 and €11,000 a year in many cities and are higher in Milan. Public tuition depends on ISEE and the university, and private universities set their own fees. Use the calculator for your own case.
Embassy checklists ask for health insurance with at least €30,000 cover, including repatriation. Once in Italy you can usually choose between private insurance and voluntary enrolment in the national health service, depending on the region.
The calculator uses ₹106 per euro by default, an indicative rate as of 18 Oct 2026. Banks and forex dealers charge their own rate and fees, so use the rate you are quoted.
International students on a study visa can generally work part time within limits set by Italian law. Check the current weekly and yearly limits with the authorities before relying on this income.
Ready when you are
Planning to study in Italy?
Tell us your marks, budget and course. A SuccessBeacon counsellor will help you build a realistic shortlist, check scholarship options and prepare the visa file. The first consultation is free.